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Your Taxes, Your Benefits, Your Future

As an entrepreneur, you have many tax-advantaged opportunities to plan for your own retirement and provide benefits to your employees at the same time. Let’s discuss your business structure and the possibilities that exist within that structure to plan for the retirement that you desire for yourself and provide benefits to attract and retain excellent employees. But our services at PCIA North Texas don’t stop there. You’ve worked hard to build your own company so don’t leave your exit plan to chance. Your employees and your family could be devastated by this. We can provide business valuation and succession strategies to help ensure an easy transition in any event, and financial means if you choose to retire.

Our Services: Customized Plans

Every single company is completely different, from its management team, to its structure, to its size, to its tax liabilities. We will help business owners and executive teams break down the ways that they can achieve benefits goals, employee retention, executive compensation, workable succession plans, and exit or retirement objectives based on our analysis of your situation. No list of services is complete at PCIA North Texas because we build our financial plans and advice based around your objectives. Here are just a few of the services we may recommend as part of your customized plan:

Qualified Retirement Plan Services
Cash Balance Plan Implementation
Plan Benchmarking Services
Non-Qualified Plan Solutions
Executive Bonus Plan Implementation
Business Valuations and Planning

Qualified Retirement Plans for Your Business

From setting up a 401(k), SEP IRA, SIMPLE IRA or other type of qualified plan to help you and your employees save tax-advantaged dollars for retirement, to benchmarking or reviewing your current plan or company structure, to plan implementation and ongoing management, individual employee consultation and more, PCIA North Texas can help. As an entrepreneur, you have more tax-advantaged opportunities to plan for your own retirement and provide benefits to your employees at the same time. Let’s discuss your business structure and the possibilities that exist within that structure to plan for the retirement that you desire for yourself and provide benefits to attract and retain excellent employees.

Cash Balance Pension Plans

According to the Department of Labor’s Employee Benefits Security Administration, your company can convert its traditional pension plan benefit formula to a new cash balance pension plan benefit formula as long as all IRS rules are followed. PCIA North Texas can help you….

Plan Benchmarking Services

Benchmarking during the initial planning process involves a thorough review of what type of company retirement plan might most benefit your organization based on its structure and executive and employee makeup. Later on, ongoing benchmarking will require a regular examination of service providers, the funds included in your plan’s menu, and fees being paid so that as the employer or “plan sponsor,” your fiduciary duties are being met. At PCIA North Texas, we will help you ensure that your retirement plans are compliant and that they are performing in a way that will help you achieve your tax-advantaged retirement goals for yourself as well as your employees, whether you have a 401(k), SEP IRA, SIMPLE IRA or some other type of qualified plan.

Non-Qualified Retirement Plans

There are advantages and disadvantages in providing qualified versus non-qualified retirement plans in the workplace. PCIA North Texas helps business owners by….

Executive Bonus Plan Design and Implementation

With an executive bonus plan, a business owner can potentially use tax-deductible company funds to selectively provide additional benefits to key people, which can be a valuable tool to attract and retain high-performing executives. Giving your best people “golden handcuffs” can be accomplished using permanent cash value life insurance which can be used in retirement, or in other ways. At PCIA North Texas, we can help you evaluate all the tax ramifications to you and your executives, examining the pros and cons, considering vesting schedules, employer controls, estate planning impacts, and exploring variations that might best suit your situation.

Business Valuation and Succession Planning

You’ve worked hard to build your own company, so don’t leave your exit plan to chance. If you want to sell your company someday, its valuation will be at the center of your succession plan. Keep in mind that having an exit plan in place is critical to protecting your employees and your family, who could be devastated by your untimely and unexpected loss. Let us help you with any number of possibilities to help ensure business continuity, from key person life insurance, a buy-sell agreement with partners, or other business succession strategies to help ensure an easy transition in any eventuality, including financial means for you if you choose sell and retire.

Let’s Get Started!

Prime Capital’s team of financial advisors applies its unique approach to financial planning and investment management toward the goal of turning our clients’ dreams into reality.

Individuals & Families

Our financial advisors work as a team to devise a custom plan for you based on your unique situation and objectives, then we go one step further to help you develop an estate plan for tax-advantaged wealth transfer to the next generation.

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Business Solutions

Let’s discuss your business structure and the possibilities that exist within that structure to plan for the retirement that you desire for yourself and provide benefits to attract and retain excellent employees.

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What is Your Risk Number?

No one is the same when it comes to portfolio risk. Nitrogen helps replace confusing and subjective terms like “moderately conservative” and “moderately aggressive” with a number between 1 and 99 that pinpoints your exact comfort zone for downside risk and potential upside gain.

Get Your Risk Number Now!

Prime Capital Investment Advisors in North Texas welcomes the chance to discuss how we might help you, your family and/or your business. Please call us now at (214) 765-5092, or simply fill out this form and we will get back to you to set up time for an initial conversation.

777 International Parkway, Suite 180
Flower Mound, Texas 75022

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Let’s Discuss Your Plan


777 International Parkway, Suite 180
Flower Mound, TX 75022
(214) 765-5092