Financial Planning Archives - PCIA North Texas

Your 2022 Year-End Financial To-Do List

The end of the year is upon us. Here are some tasks to check off before 2023 arrives! As the year wraps up, it can be a great time to take financial inventory. Your circumstances are constantly changing and evolving, and the proper financial plan is not meant to be a set-it-and-forget-it thing. With the end of the year presenting...

Will O’Rourke In Financial Planning, Retirement Planning

Living Trust Benefits

A living trust can offer an effective strategy for passing and granting assets. Here’s what you need to know! What is a Revocable Trust? A revocable trust, often called a living trust, is essentially an agreement between a trustor and a trustee. In this agreement, the trustee is granted the right to hold assets and property of the trust for...

Will O’Rourke In Financial Planning, Tax Planning

Choosing the Right Investment Strategy with a Roth IRA

Peter Thiel, a PayPal co-founder, invested approximately $2,000 worth of PayPal shares in a Roth IRA during the late 1990’s. Today, those shares are worth an estimated $5 billion, and Thiel won’t owe taxes on any of the gain if he waits until the age of 59 ½ to withdraw money from that account. Although it’s unlikely that Thiel’s success...

Will O’Rourke In Financial Planning, Wealth Management

House Hunting? Here’s What You Could Do with Your Down Payment

Home prices across the country have skyrocketed to record highs. Many buyers who hoped to purchase a home feel discouraged and anxious after losing one bidding war after another. Now, those who were unable to purchase a home are unsure about what to do with their lump sum of cash. The typical down payment on a home ranges between 5%...

Will O’Rourke In Financial Planning, Wealth Management

How Private Equity Works

When investment options that are most accessible to the investing public seem volatile or uncertain, investors may look to other options that are independent and uncorrelated to the stock and bond markets. Private equity provides an opportunity to gain exposure to alternative investments that are not available on public financial markets. Because the performance of an alternative investment in something...

Will O’Rourke In Financial Planning

Using Employee Benefits to Attract & Retain Top Talent

Skilled workers are in control, and companies need to understand people’s priorities to compete

— Becky Frankiewicz

In today’s economy, employers are in an ongoing fight with one another to lure the top candidates available. Those seeking employment acknowledge the leverage that they now have and seek to capitalize on it by obtaining the highest overall compensation possible. In response, major companies are getting creative with benefit offerings to keep pace with their competitors. Individuals currently seeking...

Financial Planning