Retirement Planning Archives - PCIA North Texas

Brandon McCormick In Financial Planning, Retirement Planning

6 Key Features of Indexed Universal Life Insurance

Indexed universal life insurance is a type of permanent life insurance that offers different benefits to policyholders. Here is what you need to know! Traditionally, life insurance has been one of those assets someone might hold but hope they never have to use. Often crafted to protect from the worst-case scenario, it’s most known for the death benefit it can...

Brandon McCormick In Financial Planning, Retirement Planning

Financial Freedom at Each Stage of Life

What does financial freedom mean to you? It could give you the opportunity to pursue personal goals and milestones while shouldering less of a financial burden. It’s true. Money can’t buy happiness. You can’t simply walk into a store and purchase it over the counter or off the shelf. It can, however, open avenues that allow you to pursue happiness,...

Hunter Lawson In Financial Planning, Retirement Planning

Traditional vs. Roth IRA

Planning for your retirement is essential, and knowing the differences between a traditional IRA and a Roth IRA can play a significant role in building your financial future during those years. Both IRA’s offer valuable benefits, but they come with varying income limits, arrangements, and respective pros and cons. Traditional IRA: The traditional IRA offers a tax advantage as you...

Brandon McCormick In Retirement Planning

7 Signs You May be Ready for Retirement

It can be difficult to know when you’re ready to retire, but checking these seven boxes may be a sign that the time is coming. Preparing yourself for retirement can be scary, as so many variables and questions leave timing up in the air and offer little to no confidence when it comes to selecting the perfect moment to quit...

Brandon McCormick In Retirement Planning

7 Ways SECURE Act 2.0 Could Affect Your Retirement

SECURE Act 2.0 was signed into law at the end of 2022. Here are a few ways it could affect your retirement. After consumers throughout America were forced to endure a harsh financial storm in 2022, the year came to a close with President Biden signing a bill intending to increase and enhance the capabilities of retirement accounts. The bill...

Will O’Rourke In Financial Planning, Retirement Planning

Living Trust Benefits

A living trust can offer an effective strategy for passing and granting assets. Here’s what you need to know! What is a Revocable Trust? A revocable trust, often called a living trust, is essentially an agreement between a trustor and a trustee. In this agreement, the trustee is granted the right to hold assets and property of the trust for...

Brandon McCormick In Retirement Planning

5 Common Mistakes to Avoid with Medicare

Medicare can be tricky, but we can help you! Here are some common mistakes to avoid! The Medicare open enrollment period has begun, so we thought it would be a great time to discuss some of the pitfalls we see beneficiaries fall into. Far too often we hear about retirees and pre-retirees who aren’t aware of how Medicare works or...

Will O’Rourke In Retirement Planning, Wealth Management

What is ESG Investing?

Investment choices made based on environmental, social and governance factors are becoming exponentially popular. The growing interest from retail investors and institutions is becoming too big to ignore. So, what is it, and how will it affect the future investing landscape? ESG investing gives investors the ability to promote change in publicly-traded companies, either directly or through sustainable exchange-traded funds...

Retirement Planning

Prime Capital Investment Advisors North Texas

Prime Capital Investment Advisors
North Texas